Financing in Japan: Mortgage Eligibility & Loan Sizes for Foreign Buyers Foreign buyers often ask: “Can I actually get a mortgage in Japan?” The answer is yes, but eligibility depends on your visa status, income level, and what you plan to use the property for. Understanding these rules will save you time and prevent costly mistakes. Personal vs Corporate Loans Japanese banks distinguish...
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Getting A Loan
Find out How Much you Can Borrow before you start searching In Japan, buying a home isn’t a case of “find the property, figure out the loan later.” Sellers and agents usually won’t take your offer seriously unless your financing is already in place. This makes mortgage pre-approval (事前審査 / Jizen Shinsa) one of the most important steps for both local and foreign buyers. Why the...